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Are you gaining or losing by dumping money into your 401k?

Are you gaining or losing by dumping money into your 401k?

by maryjoirmen | Nov 2, 2017 | 401K, retirement

Does the next sentence sound familiar? It’s what I was told to do to save for retirement! Stick money in that 401k and max that thing out! When the market falls hang in there, it’ll come back! Ugh, my stomach still hurts, and it’s been years since I’ve had a 401k....
North Dakota Pensions Are Underfunded! So are SD, MN and MT!

North Dakota Pensions Are Underfunded! So are SD, MN and MT!

by maryjoirmen | Oct 27, 2017 | retirement

The American dream was 30 and out. You only have to work thirty years for your employer and be set with retirement. Earning a pension, like many employees and retirees currently have in North Dakota, was the ultimate goal and a key to the American retirement dream. It...
Insurance Policy Examples: Bad Policy #3

Insurance Policy Examples: Bad Policy #3

by maryjoirmen | Nov 19, 2016 | Life Insurance, Uncategorized

If you have not looked at the bad policy #2 yet I suggest you go back and read that one. This one follows #2 because it is on the same insured and from the same agent/company. The only difference here is this policy is 23 years old already and it even terminates...
Insurance Policy Examples: Bad Policy #2 (Variable Universal Policy)

Insurance Policy Examples: Bad Policy #2 (Variable Universal Policy)

by maryjoirmen | Nov 19, 2016 | Life Insurance, Uncategorized

The first “bad policy” from the Fiscalbridge library was a Variable Universal policy and here we are going to look at a Universal. I call these kinds of policies “cross-breeds” because there are a few differences but at the end of the day, they are not performing...
Insurance Policy Examples: Bad Policy #1

Insurance Policy Examples: Bad Policy #1

by maryjoirmen | Nov 19, 2016 | Life Insurance, Uncategorized

Over the years, I’ve accumulated illustrations and a handful of insurance policies from my clients, people who have attended the Secure Wealth Builders Conference, and others who end up in my office because they didn’t see the light at the end of the...
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Recent Posts

  • Are you gaining or losing by dumping money into your 401k?
  • North Dakota Pensions Are Underfunded! So are SD, MN and MT!
  • Insurance Policy Examples: Bad Policy #3
  • Insurance Policy Examples: Bad Policy #2 (Variable Universal Policy)
  • Insurance Policy Examples: Bad Policy #1
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