Money is like a marriage

This is not about money being a cause for divorce, however, this can be the solution to the problem. I tell my clients they NEED to be involved in this process of managing their money. This is not something they have handed over to me, it’s their money, not mine. They...

Taxes of $20,000 Results in a $96,000 Loss!

It’s that time of year, tax time. We all hate it, the paperwork along with the stress can be a killer if you have not prepared. On top of that, you may have to pay in! If you are one of those who’s paying in there is something I want to bring to your...

Funny Financial Commercial Cover Up

How many of you have seen the Voya Financial commercial where the lady blames her husband for leaving retirement money in her pants she washed? I would venture to say most have since it’s on during football and it’s a funny commercial. Here is the link to the...

The Red Flags of a Bad Agent

As with any industry, you will find dishonest people who make a bad name for your product. It doesn’t matter if it’s a service or product they are looking to do one thing and that moves forward without taking you into consideration. Lately, I have heard and SEEN far...

Why Your 401K Match is a Lie

If you are like the majority of people out there you have been sold on 401k’s and to aid in that sale they give you a match. You hear “This is free money.” and who doesn’t want free money? I would love it if it were true. NOT TRUE? Look at the...

It is really whole life?

So many who have a permanent life insurance product do not know what they have. After talking to many people over the years I have found this to be true. They come in to hear what I have to say, they get excited and say, “I already have the whole life.”...

Why 401K Contributions Are Not the Answer

“Be sure to contribute to your 401K so you can retire.” I am sure you have heard this a time or two but is it really the answer to your retirement goals? My answer is, it is NOT the answer. When you contribute to a 401K, IRA, Roth, or 529 you are giving up the ability...