by maryjoirmen | Aug 6, 2014 | 401K, Uncategorized
Kerry Hannon from Forbes wrote a great article in January of 2013 about The Three Surprises in 401(k)s, http://www.forbes.com/sites/kerryhannon/2013/01/13/the-three-surprises-in-401ks/. This article was written so well there is no reason for me to rewrite any of it, I...
by maryjoirmen | Jun 30, 2014 | 401K, Uncategorized
“Be sure to contribute to your 401K so you can retire.” I am sure you have heard this a time or two but is it really the answer to your retirement goals? My answer is, it is NOT the answer. When you contribute to a 401K, IRA, Roth, or 529 you are giving up the ability...
by maryjoirmen | Mar 13, 2014 | 401K, retirement, Savings, Uncategorized
Coaches of any team make or break that team. They get people motivated to be their best and teach each one team member how to better themselves. In today’s day and age, we are seeing, at least I am seeing, a lot more coaches for life matters. Coaching has become...
by maryjoirmen | Jan 31, 2014 | 401K, Dave Ramsey, Savings, Uncategorized
Dave Ramsey’s at it again, misleading you to believe you are going to get this great rate of return, makes tons of money by saving and live happily ever after. I just read his recent blog post “Kick Your Retirement Savings into High Gear in 2014” and I am annoyed at...
by maryjoirmen | Jan 24, 2014 | 401K, retirement, Uncategorized
If these products were so good for us why are so many people broke and working through retirement? To write on this subject I called my friend Chase Chandler and owner of Chandler Advisors, LLC. He has dealt with these things first hand and seen how they work. Please...
by maryjoirmen | Dec 2, 2013 | 401K, Life Insurance, Loans, Savings, Uncategorized
Last week we talked about why you lose money when you pay cash for things. There were probably three things you were thinking when you read that post but before we get there I want to congratulate you if you are a strict cash buyer and have no payments. That is a huge...