by maryjoirmen | Apr 24, 2014 | Life Insurance 101, Uncategorized
Secret accounts for the wealthy? Legal? Scam? I have gotten a couple calls about this 770 account business. People are finding this information as they look for alternative ways to invest. To be honest, I had no idea what it was, so I googled it myself and found a...
by maryjoirmen | Apr 8, 2014 | Life Insurance, Life Insurance 101, Uncategorized
Having the right tool is important but knowing how to use that tool is a must! There is no room here for guessing. Lately, I have seen a lot of people trying to do this on their own by going to a typical agent or financial planner. Below I share with you why this does...
by maryjoirmen | Feb 28, 2014 | Life Insurance 101, Myths of Insurance, Uncategorized
Is it really an expense or is it a deposit in disguise? If the bank sent you a notice that you were to put money into your savings every month would you look at that as an expense or a deposit? Clearly, that would be a deposit in your mind. They would just be...
by maryjoirmen | Nov 7, 2013 | Legacy Planning, Life Insurance 101, Myths of Insurance, Savings, Uncategorized
This question is one of the more common questions I get when talking to people for the first time about whole life insurance. In fact, I just heard this again the other day from someone I was visiting with and thought it would be an important point to share with you....
by maryjoirmen | Oct 24, 2013 | Life Insurance, Life Insurance 101, Myths of Insurance, Savings, Uncategorized
In my last blog, I tackled the myth that term life insurance is cheaper than whole life insurance. Today I want to tackle the myth that with whole life insurance you don’t get any “fair amount” of cash value in the first fifteen years of your policy. This is such a...
by maryjoirmen | Oct 18, 2013 | Life Insurance, Life Insurance 101, Uncategorized
We hear so many objections to whole life vs term in our industry it is time to address the big ones. Below are the two you have heard the most by people that are unaware or unwilling to look objectively at the whole life. Whole life is expensive and those agents are...
