by maryjoirmen | Jan 13, 2014 | College, Loans, Student Loans, Uncategorized
Look at SallieMae’s page below. Fast answers right there for you…low interest rates, no fees, no payment while in school, and borrow up to 100% if you need too. It makes it all sound so doable. Easy peasy, just click on one of the two “Get Started” buttons and you can...
by maryjoirmen | Dec 5, 2013 | College, Loans, Savings, Student Loans, Uncategorized
Graduation, I remember the day like it was yesterday. I was so glad to be done I could hardly stand myself. It is no secret that I hated (yes that is a strong word) high school. I was there to socialize and that is what I did the best. (Funny how there is not a class...
by maryjoirmen | Dec 2, 2013 | 401K, Life Insurance, Loans, Savings, Uncategorized
Last week we talked about why you lose money when you pay cash for things. There were probably three things you were thinking when you read that post but before we get there I want to congratulate you if you are a strict cash buyer and have no payments. That is a huge...
by maryjoirmen | Nov 21, 2013 | Interest Rates, Loans, Savings, Uncategorized
When you buy things with cash you are financing them no differently than had you gone to the local bank and borrowed the money. Yes, you read that right. You are like everyone else who has been taught to buy with cash. You do it because you believe it’s the best way...
by maryjoirmen | Nov 14, 2013 | Life Insurance, Loans, Myths of Insurance, Uncategorized
Borrowing against the cash value of life insurance is a very hot topic. Many do not understand how it works and many more, who may think they understand it, have been misled to believe it has magical powers. I want to clarify this misconception and give you a...
by maryjoirmen | Nov 1, 2013 | Interest Rates, Loans, Mortgage, Savings, Uncategorized
Today’s blog has the answer to one of the reasons you may not be getting ahead and stuck spinning your wheels. This one little word – compounding- can change it all. You have been told to focus on interest rates and I am here to tell you it’s not about the...
