by maryjoirmen | Dec 5, 2013 | College, Loans, Savings, Student Loans, Uncategorized
Graduation, I remember the day like it was yesterday. I was so glad to be done I could hardly stand myself. It is no secret that I hated (yes that is a strong word) high school. I was there to socialize and that is what I did the best. (Funny how there is not a class...
by maryjoirmen | Dec 2, 2013 | 401K, Life Insurance, Loans, Savings, Uncategorized
Last week we talked about why you lose money when you pay cash for things. There were probably three things you were thinking when you read that post but before we get there I want to congratulate you if you are a strict cash buyer and have no payments. That is a huge...
by maryjoirmen | Nov 21, 2013 | Interest Rates, Loans, Savings, Uncategorized
When you buy things with cash you are financing them no differently than had you gone to the local bank and borrowed the money. Yes, you read that right. You are like everyone else who has been taught to buy with cash. You do it because you believe it’s the best way...
by maryjoirmen | Nov 7, 2013 | Legacy Planning, Life Insurance 101, Myths of Insurance, Savings, Uncategorized
This question is one of the more common questions I get when talking to people for the first time about whole life insurance. In fact, I just heard this again the other day from someone I was visiting with and thought it would be an important point to share with you....
by maryjoirmen | Nov 1, 2013 | Interest Rates, Loans, Mortgage, Savings, Uncategorized
Today’s blog has the answer to one of the reasons you may not be getting ahead and stuck spinning your wheels. This one little word – compounding- can change it all. You have been told to focus on interest rates and I am here to tell you it’s not about the...
by maryjoirmen | Oct 24, 2013 | Life Insurance, Life Insurance 101, Myths of Insurance, Savings, Uncategorized
In my last blog, I tackled the myth that term life insurance is cheaper than whole life insurance. Today I want to tackle the myth that with whole life insurance you don’t get any “fair amount” of cash value in the first fifteen years of your policy. This is such a...
